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Home / How to Open a Discover Bank Account Online

How to Open a Discover Bank Account Online

1% cash back

on up to $3,000 in debit card purchases each month.

ATM transactions, the purchase of money orders or other cash equivalents, cash over portions of point-of-sale transactions, Peer-to-Peer (P2P) payments (such as Apple Pay Cash), and loan payments or account funding made with your debit card are not eligible for cash back rewards.  In addition, purchases made using third-party payment accounts (services such as Venmo® and PayPal®, who also provide P2P payments) may not be eligible for cash back rewards.  Apple, the Apple logo and Apple Pay are trademarks of Apple Inc., registered in the US and other countries. Venmo and PayPal are registered trademarks of PayPal, Inc.

No. Fees. Period. That means you won't be charged an account fee on our Cashback Debit account.

Outgoing wire transfers are subject to a service charge. You may be charged a fee by a non-Discover ATM if it is not part of the 60,000+ ATMs in our no-fee network.

$0

  • Monthly maintenance
  • Withdrawals at over 60,000 ATMs nationwide
  • Replacement debit card
  • Standard checks
  • Official bank check
  • Online bill pay
  • Expedited delivery for debit card replacement
  • Expedited delivery for official bank checks
  • Deposited item returned
  • Stop payment order
  • Insufficient funds
  • Account closure

Get Started

Modern Money Blog

Learn how to bank smarter, budget better and make the most of your Cashback Debit account.

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    "A checking account can have a long-term impact on your financial well-being, so it's worth taking the time to figure everything out."

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How to Open a Discover Bank Account Online

Source: https://www.discover.com/online-banking/checking/